Note: This is for Voluntary Members only. Last Update on February 2, 2022
May it be for Philhealth or SSS, Maternity Benefit is a big help to every mother. Just make sure that you have all the requirements and correct number of contributions in order to avail the benefits.
I am quite lucky as I have time to settle and plan my payments ahead of time thus meeting the minimum number of contributions to avail the said benefits. For Philhealth, its a minimum of 9 months contribution, and for SSS they are requiring a minimum of 3 months.
Hoping to help pregnant ladies like me, I have listed the requirements needed for the availment of your Maternity Benefits. Please note that it is my own list, so if there’s anything amiss please contact the involved offices for further questions.
Requirements for SSS Maternity Benefit:
- MAT 1 (Maternity Notification) – You need to submit this atleast 60 days from date of conception. Also an ultrasound as evidence of your pregnancy or Doctor’s certificate indicating the date of your expected delivery. They will receive the form, record the data and return it to you.
- MAT 2 (Maternity Reimbursement) – You just need to fill up the form and submit it with other requirements.
- UMID or 2 valid ID’s with photo and date of birth or if you have applied for UMID and haven’t received it yet you can submit the UMID Stub.
- SSS Contribution receipts (RS-5)
- Summary of discharge (request to Hospital)
- For NORMAL Delivery:
- Birth Certificate (NSO or Civil Local Registrar)
For Cesarean Delivery:
- Birth Certificate (NSO or Civil Local Registrar)
- Operating Room / Surgical memorandum certified by Hospital
- OB History form (request to OB)
Submit and have the SSS received all requirements and just wait for your check to be delivered at home or credited to your account.
*** SSS maternity benefit amount differs from everyone as it depends on your salary bracket and how much you contributed every month.
How to compute for your SSS Maternity Benefit?
Sample computation: Due date of October 2016 – You only paid your premium from January 2016 to June 2016 with corresponding salary credit amounting to 9,500 (or you paid 1,045 monthly) your computation would be: 9,500 x 6 months = 57,000 57,000 / 180 days = 316.66 daily maternity benefit 316.66 x 60 days = P 19,000 maternity benefit for Normal delivery 316.66 x 78 days = P 24,700 maternity benefit for Cesarean delivery.
Here’s an updated SSS Maternity Benefit Contribution chart to guide you.

Requirements for PhilHealth Maternity Benefit:
As of writing, what I know is that for Normal delivery it will be Php 6,000 less to your hospital bills and for Cesarean delivery it will be Php 19,000 less.
- CF1 to CF3 (you can get this at the hospital) just fill up the forms.
- Philhealth ID (xerox and original)
- MDR (Member Data Record)
- Receipt of Payment (xerox and original)
- Summary of Contributions
I also created a checklist of all documents (combined in a folder with label for each files) that I will bring together with my hospital bag. I will be orienting my sister and husband regarding this documents too just to be sure that everything is in place.
Documents to Bring to the Hospital:
- OB admission slip / referral letter
- Marriage contract (xerox and original)
- ID – me and husband’s (xerox and original)
- Baby book with all my laboratory results inside
- All forms for Philhealth
- All forms for SSS
- Mother’s information sheet
- Birth Certificate cheat sheet
*** Items 7 and 8 needs to be created ahead of time as it will serve as a cheat sheet to make sure that there won’t be any typographical error especially for the birth certificate as we know that It can be a real hassle to have this corrected in NSO eventually. Also, I don’t think I’ll be sane enough and not in pain if ever the nurses will be asking me about my medical history.


All things and effort considered in compiling the documents needed I think it is all worth it. Thinking of the amount you’ll be receiving and the deduction in your hospital bill is a big help especially in the arrival of your new baby which we’re all aware can be very costly.
Hope this helps!
Getting my documents ready at 31 weeks and counting… Lord please give me a normal delivery and a healthy baby boy 🙂

3 Responses
I wish nabasa ko ito while I was still pregnant. Thank you for sharing, Mommy Nessly!
Hi mam pano po Mali Yung counting ko . Then Nalaman ko po sa ultrasound po na 4months preggy na ako. ND na po ako pwede mag file Ng MAT1? Salamat sa pg sagot mam
Thank you! Such a big help for me specially I’ll be a first timer mom in 8 months now.